Where are the 2016 Brochures?

Although OPM has yet to publish the 2016 plan brochures on its website, most of the insurance plans have released the information. (Edited to link to the OPM site, now that they are available.) Service Benefit Plan (BCBS/FEPBlue) 2016 Brochure SAMBA 2016 Brochure GEHA 2016 Standard and High Option Brochure 2016 HDHP Brochure FSBP 2016 Brochure MHBP 2016 ...
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Self Plus One Mysteries

For years, many have been asking for Self Plus One enrollment categories for FEHB plans. Now, for the 2016 open season, they have arrived. However, many will be disappointed that they will not represent huge savings from Self and Family enrollments--or any savings at all. (more…)
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Provider Networks

There are 19 nationwide fee-for-service plans in the FEHB program. Does that mean you need to consider 19 different provider networks? Does that mean each plan has to negotiate individually with providers? The answer to both questions is "no"! Despite the seemingly large array of options, there are actually only four main provider networks in play: Aetna, Cigna, Blue Cross/B...
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